Indiana Teen Driving Laws and Enforcement

In the state of Indiana, each licensing phase carries restrictions. During all GDL phases, Indiana teens must be accompanied by a licensed driver over the age of 21 at all times. The licensed driver must also be a relative of the licensee. In addition, all passengers in the vehicle must wear seatbelts at all times and if you are under 18 you cannot drive between the hours of  11 p.m. and 6 a.m. Sunday-Thursday or 1 a.m. and 5 a.m. Friday and Saturday. There are exceptions to this rule including:

•    To or from school
•    To or from religious activities
•    To or from a government sponsored or non-profit sponsored activity

Violation of any of these laws will result in a moving violation conviction. This could delay your unrestricted driver’s license if you have not already obtained one or your license could be suspended. Fines will apply as well.  All this is for the sake of avoiding personal injury law.

Indiana Cell Phone Use/Texting While Driving Laws

In the state of Indiana, it is against the law for teens under the age of 19 to use a cell phone while driving. This includes texting and hands free use. If you get caught talking on your phone or texting while driving in the state of Indiana, you will be charged with a class D infraction. The only exceptions to the law are:

•    Emergency situations
•    Operators of authorized emergency vehicles
•    Operator of a medical services vehicle
•    Volunteer firefighters

This law became effective on July 1, 2009. If you ignore the ban and you get caught, you will receive a ticket and have to pay a fine up to $500.

Indiana Teen DUI Laws

In the state of Indiana, all it takes is a blood alcohol concentration level of 0.02% to convict a teen of DUI. A BAC of anywhere between  0.02% and 0.08% could result in a 1 year license suspension and a fine up to $500. If you get caught driving with a BAC higher than 0.08%, you face the same DUI penalties as an adult. This could include license suspension for two years, jail time, community service, interlock, fines up to $1,000 or more, and attendance in an alcohol treatment program.

Indiana Teen Auto Insurance Requirements

In the state of Indiana, driving without auto insurance is against the law. Teens are no exception. All residents must carry minimum liability coverages of $25,000 per injured person up to $50,000 per accident, and $10,000 for property damage 25/50/10.  While Indiana’s minimum liability amounts are the law, they might not be enough – especially to cover the average teen. Because the risk of an auto collision is significantly higher during a teen’s first year behind the wheel, Indiana auto insurance companies recommend purchasing higher amounts of coverage than the legal limits.